std cout SolutionAnswer 3The variables in below code are qu
     std;; cout  
  
  Solution
Answer 3:The variables in below code are : quarters,dimes,nickels,pennies
int Calculate(int quarters,int dimes,int nickels,int pennies){
 }
pass by reference code:
int Calculate(int &quarters,int &dimes,int &nickels,int &pennies){
 }

