How do NHI Bismarck model and NHS systems Beveridge model co

How do NHI (Bismarck model) and NHS systems (Beveridge model) compare with the healthcare system in the United States? How would you classify the healthcare system in the United States?

Solution

Bismarck model

It uses an insurances system (called sickness funds) usually financed jointly bu emploers and employees through payroll deducation.

Bismak health insurace plan have to cover every body and they dont make profit, this is very difierent from U.S insurance industry. Doctors and hospitals re usually private in Bismack countries.

Beveridge Model

Health care is provided and financed by the government through tax payment.

Most of the hospitals are owned by the government and you never get a doctor bill. This model tend to have a low cost per capita .

The US healthcare system provides publicj health coverage for the elderly and low income families. The Majority of US citizenshave private health insurance many still dont have health insurance of any kind.

The US healthcare system is a combination of NHI and NHS because some part of the people do get free health care and the other part pays for private health care.