What actuarial adjustments are built into the pricing of lif

What actuarial adjustments are built into the pricing of life insurance premiums?

Solution

the premiums are planed and calculated based on the policy holder health and the tenure for which he takes the policy and the insured amount or sum of the amount.

when the tenure is high and premium is medium, the policy holder will get high amount as covered amount. and it is common practice in all policies. the first priority always gives to insured person age, his premium and the covered amount of money to his life.