Alfred has worked for CJD a large manufacturer for the last

Alfred has worked for CJD, a large manufacturer, for the last 20 years and is a participant in CJD’s defined benefit plan. Alfred is concerned over the company’s financial difficulties and is worried that management at CJD might modify his future benefits and cause his expected benefits at retirement to be reduced. Which of the following laws is designed to prevent that from occurring?

a. Coverage

b. Non-discrimination

c. Anti-cutback

d. There are no laws that prevent an employer from modifying future benefits, even in a defined benefit
plan.

Solution

As coverage law is for risk cover

Non discrimination is for employer for the recruitment of employees on the basis of merit and not on gender

Anti cutback is for prohibition to reduce benefits which are already accrued.

Hence option D is correct