Homework SourseMarianne is falsely accused of owing a debt in the amount of
Marianne is falsely accused of owing a debt in the amount of $10,000.00, and a collection agency is pursuing the matter. In their collection efforts, the agency has flagrantly violated the Fair Debt Collection Practices Act, an act passed by the US Congress which regulates debt collection. a. Can you sue them in federal court? (YES OR NO) b. Why or why not?
Marianne is falsely accused of owing a debt in the amount of $10,000.00, and a collection agency is pursuing the matter. In their collection efforts, the agency has flagrantly violated the Fair Debt Collection Practices Act, an act passed by the US Congress which regulates debt collection. a. Can you sue them in federal court? (YES OR NO) b. Why or why not?
Solution
Yes, FDCPA rules that if a collector has violated the FDCPA, you can sue the collector in court. You can sue the debt collector and even the bank. You can sue the bank for the false claim and the other distresses that you had to go through due to the false accusation. Debt collector can be sued for harming your constitutional rights, your moral, physical and mental damage, court charges, lost wages during the process.
