After a recent presentation of health plans at her company J

After a recent presentation of health plans at her company, Julia Brouck joined ABC PPO. The next week she made a visit to a pediatrician in the plan with her son, Arthur, and daughter, Emmy Lou. After seeing the pediatrician, she was told that there was a $15 co-payment for the visits. \"I don\'t understand,\" Julia said, \"I thought all physician visits were free.\" Explain the potential source of this misconception.

Solution

The potential source of this misconception is the marketing of health plans. The advertisers market their plan in such a way so as to attract the clients, in actual sometimes it contain hidden charges or terms and conditions attached with it. In this case, may be the health plan convers only the individual i,e julia in this case and not the children and the fee asked is for the children or may be the fes was asked as a one time fee or the minimum payment has to be made. Thus, the source of misconceotion is the poor marketing of the health plans.