kristi has 23000 in her investment account today She saves 1

kristi has $23,000 in her investment account today. She saves $1,200 every year and earns 9 percent interest, compounded annually. How much money will she have in her account 6 years from now?

is it a regular annuity or annuity due? I\'m going to assume regular: n=6 I=9 PV=23000 PMT=1200 FV=? FV=47601