A certain HMO is attempting to show the benefits of managed
     A certain HMO is attempting to show the benefits of managed care to an insurance company. The HMO believes that certain types of doctors are more cost-effective than others. One theory is that certification level is an important factor in measuring the cost-effectiveness of physicians. To investigate this, the HMO obtained independent random samples of 19 physicians from each of the three certification levels ( Board certified (C); Uncertified, board eligible (E); and Uncertified, board ineligible (I)) and recorded the total per-member, per-month charges for each (a total of 57 physicians). Identify the treatments for this experiment.  the total per-member, per-month charge  the 57 physicians  the HMO  the three certification groups: C, E, and I 
  
  Solution
Note that different TREATMENTS constitute different levels of a factor.
Here, the factor is the certification level, and it is THREE CERTIFICATION LEVELS.
Thus, the treatments here are OPTION D: The three certifications groups: C, E, I. [ANSWER, D]

