There are N 10000 clients of an insurance company Onehalf o

There are N = 10000 clients of an insurance company. One-half of them will file claims with probability p1 = 0.01%, another half of them will file claims with probability p = 0.005%. Each claim is worth 1000$. Find the Value-at-Risk at the level = 0.99, that is, the amount of money the company should accumulate to be able to pay its customers with probability greater than or equal to .